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There's only 1 mod this time, as the loyalty has an impact on all factions.
Not that I'm aware of, would have to modify that on the side, I haven't played much with the Loyalty system on, so don't know the drawbacks other than the lord bailing on you, so this is not something I've looked into.
The mod just turns the system off, so I would imagine that the base stats and such is what would be assigned and maintained throughout the game, so if that's 10% upkeep, then it would always be 10%.
Maybe there's another mod out there that modifies this?
I'm happy to hear that you were able to salvage things! Keep up the good fight :)