Solargene

Solargene

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Loan Agreements [obsolete from Solargene 0.15]
   
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2024 年 6 月 29 日 下午 5:39
2024 年 8 月 8 日 下午 3:23
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Loan Agreements [obsolete from Solargene 0.15]

描述
This mod is obsolete from version 0.15 of solargene and won't be updated for further versions.

This mod offers an alternative way to finance your space company.

These loans have been implemented in the form of contracts, so that an active loan can be accepted from each nation, but at the same time further contracts from this nation are blocked for the duration of the term. Depending on your own financial resources, the frequency of credit offers will be reduced in order to give priority to other contracts.

As your facilities remain your property, this mod lowers the difficulty level of the game. However, it is not a "cheat mod", so you still have to pay attention to your finances.

As the loans have higher interest rates for shorter terms, and longer-term loans are more expensive overall due to the term, it is up to you to choose the terms that suit you.

The conditions are influenced by chance, the duration and the reputation of the nations. There is no free money. If you are unable to pay when you have to repay, your account will be seized and you will end up in the red. In addition, your reputation with your creditors will be damaged, which could also lead to a termination of business relations.

The loans are automatically repaid after the term has expired if the account is covered, without you having to do anything. However, you can still pay back the loan early. But the full repayment amount is still due without deductions.

It is advisable not to pay back the loans too early. If you have paid back a loan early and you take out a new loan for further investments, you are practically paying twice. But if the loan runs for too long, you may miss out on other lucrative contracts.
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2024 年 8 月 10 日 上午 1:12
Translation
Seraphin
7 条留言
Seraphin  [作者] 1 月 9 日 上午 10:35 
Hi folks

As the next major release of Solargene, which is already in public beta, has it's own loan offers, this mod is obsolete for the next release and won't be updated.
Seraphin  [作者] 2024 年 8 月 11 日 上午 2:15 
Hi Black.

That's exatly what this mod is made for. The duration of these loan agreements is between 2 and 13 weeks (=3 months). In my recent playthrough, after 3 months I had already 180 Mio credits and all loans paid back.

I'm starting with an earth space station, building my moon space station and then my moon ground base. While doing science on the space station, I start Helium-3 mining on the moon.

So I managed to earn this money with science and delivery contracts only.

I'd say, give it a try. The conditions aren't that hard as it looks like. In my experience a loan over 3 months is already unnecessary long.

You don't have to pay the interest weekly, it's a bullet loan where you have to pay for everything at the end only. However, weekly compound interest is charged and you must make full repayment even if you repay the loan early.
Dank 2024 年 8 月 10 日 下午 6:58 
Do the loans need to be in weeks? I'm new to the game and starting out it seems silly that I must make a space operation or base for another nation and not my own company itself.

Having the loan repaid in weeks seems like you can't use this for starting cash. I'm pretty inexperienced but I don't think I could make a few billion in a few weeks in the game, in game time.
Seraphin  [作者] 2024 年 8 月 10 日 上午 1:06 
This mod got rebalanced and I consider it now as being feature complete. Long term loans got more expensive, while reputation loss for being unable to pay is more predictable now.

If there was already bad repution or a lot of money needed to be seized, there still may be the danger for a terminated business relation. But if you have good reputation or only little money got seized, you should be safe. Still you need to care to get out of the red again.

There is an idea of seizing expensive commodities to avoid the reds and for less reputation loss, but therefore I need to get more experienced with object orientated programming and the data structure in Solargene first. So this may or may not happen some day in the future.

If there are problems which need to get fixed, let me now.

As for now, there is German and English language available. Any other languages will use the English language file. If you like to help for translation, let me know.
Seraphin  [作者] 2024 年 7 月 7 日 上午 11:52 
By the way, as I was talking about the easiness of this mod ...

... as easy as it is to get started with this mod, you never should dare to fail the agreement.

Your money will be seized, even if you happen to be in the red afterwards. Additionally your business relation to this nation may be terminated at all.

So even if it's easy to get started, you should care to comply with these agreements as the consequences will be harsh.
Seraphin  [作者] 2024 年 7 月 7 日 上午 11:42 
I admit, that this mod makes the game rather easy, especially with long term loan agreements. This may change in the future, as it's not intended as a cheat mod but still it's fine to be an easy mod.

Never played XCOM, so I don't know what's the system there. A frequent funding would be possible (as an separate mod) for sure, but I wouldn't do that just for the relationship alone. Nations should get a benefit for their funding, so I already like the existing contracts for science or building facilities for them.
lolic_lol 2024 年 7 月 7 日 上午 9:55 
An interesting way to get rich)
The question is - is it possible in principle to implement a system of financing by nations in mod, as in XCOM? When at the end of the month all nations pay you funding, the amount of which depends on the relationship with that nation.