Basics-
So if your broke in phasmophobia all you have to do is follow this tutorial to know how to make money so the easy method is hop in muti-player games and just have fun and that could increase money since if your not doing that much but what if your multiplayers not working then what you do hop in single-player, locate the ghost room put most your equipment and find the ghost board and every time it moves take a photo and it will increase exp and money.

Conclusion-
your Elon Musks kid now