Hey everybody,
as announced, there are changes.
Swaper has been swapped for Dofinance and is now part of another portfolio. There were also some deposits on different platforms. (around 1.500,00 Euro)

01. 11. 2018
Mintos:. , , , , , , , , , , € 2,712.86
Twino:. , , , , , , , , , , , € 1,909.03
Bondora:. , , , , , , , , , 1,922.07 €
Viainvest:. , , , , , , , , .1,046.54 €
Robocash:. , , , , , , , , 519,90 €
Dofinance:. , , , , , , , , 504,92 €
FinBee:. , , , , , , , , , , 517.52 €

Estateguru:. , , , , , , , € 1,935.25
Bulkestate:. , , , , , , , € 602.50
Flender:. , , , , , , , , , , 527.06 €

Total value:. , , , , , , , .12.197,65 €

There was a somewhat irritating action on Platform Bondora (my current favorite with a rate of about + 20.41% p.a.) and on Estateguru.
There was a platform update on Bondora which caused the rate to be displayed incorrectly. One day I still had + 20.41% and the next one was suddenly -16.00%. WOW what a crash (-:.

After I had informed the support service, he responded quickly and competently and fixed the error within a week. (I did not have any losses it was just an error in the display)
So it happened on Estateguru after a platform update, where I was completely satisfied with the displayed interest rate of + 94.50% on XD.
Unfortunately, this is also just a mistake in the ad.


Conclusion:

Except for the Bondora / Estateguru action, it remains boring, as I wish, as a passive investor. Every day is a little more money in the accounts which of course is good and motivates.


Have a nice day

Hi all,

All platforms run as they should. Therefore, I can not complain much.

There will be a change because I now have a few more platforms than the 10 mentioned here.
This means that Swaper is exchanged for Dofinance (next update will be with Dofinance), I use different strategies and decided that the swaper will be used in a different category, so it is not related to any dissatisfaction with this platform.
This will mean that I will present only a total value without showing the profit.

02. 10. 2018
Mintos:. , , , , , , , , , , , , , 2.293,83 €
Twino:. , , , , , , , , , , , , , 1.595,62 €
Bondora:. , , , , , , , , , , , .1.693,73 €
Viainvest:. , , , , , , , , , , , 1.037,60 €
Robocash:. , , , , , , , , , , 516,67 €
Swaper:. , , , , , , , , , , , , 495,11 €
FinBee:. , , , , , , , , , , , , .512,20 €

Estateguru:. , , , , , , , , , 1.429,78 €
Bulkestate:. , , , , , , , , , , 502.50 €
Flender:. , , , , , , , , , , , , 523,67 €

Total value:. , , , , , , , , , 10.600,71 €


💲TOTAL INTEREST PAID💲: +600,71 €


Conclusion:

Everything is going great !

Hi everybody, there is not much to say so we come directly to the numbers.


15. 09. 2018

Mintos: 2.282,50 €
Twino: 1.587,87 €
Bondora: 1.677,11 €
Viainvest: 1.032,97 €
Robocash: 514,93 €
Swaper: 492,17 €
FinBee: 507,63 €

Estateguru: 1.425,87 €
Bulkestate: 502,50 €
Flender: 521,06 €

Total value: 10.544,61 €


💲TOTAL INTEREST PAID💲: +544,61 €



Conclusion:

The portfolio is slowly recovering. Swaper is investing more fluently and almost nothing is left uninvested on the account.

It slowly returns calm in the portfolio.
After the '' construction work '' of the last month,
The account structure, the portfolio weighting and the settings of the different portfolios have been rebuilt into parts.
Everything relatively unnoticed by you, because you could hardly recognize the change in the numbers. It only makes itself felt that the growth has decreased slightly this month (as previously announced).


01. 09. 2018
Mintos:. , , , , , , , , , , , , , 2,273.73 €
Twino:. , , , , , , , , , , , , , 1,582.60 €
Bondora:. , , , , , , , , , , , .1,654.36 €
Viainvest:. , , , , , , , , , , , 1,029.98 €
Robocash:. , , , , , , , , , , 513.51 €
Swaper:. , , , , , , , , , , , , 489,92 €
FinBee:. , , , , , , , , , , , , .506,10 €

Estateguru:. , , , , , , , , , 1,422.40 €
Bulkestate:. , , , , , , , , , , 502.50 €
Flender:. , , , , , , , , , , , , 519.06 €

Total value:. , , , , , , , , , 10,494.16 €


Am I satisfied?

Yes, I am, Swaper is investing a bit more fluidly, and the platforms seem to be accepting my new settings quite well.
So everything in the green area as you say.

The idea behind this'exit-strategy''is the initial investment, in the next 4 years, in 4 steps, to pull out of the P2P-portfolio, and to let the P2P-portfolio continue only with the win.

Implementation idea:

- after one year: -1.000,00 Euro
- after two years: -2.000,00 Euro
- after three years: -3.000,00 Euro
- after four years: -4.000,00 Euro
(after 4 years: -10.000,00 Euro)

Since P2P lending belongs to the highest risk class (but still under CFDs, Bitcoin and co). It makes sense to think about how best to protect your money and get it back.

With this payment plan, the initially invested money is released and can be reinvested without having to dissolve the P2P portfolio. The risk is only limited to the profits from this investment.

Provided that nothing serious happens within the next 4 years.
(see 2008)


Also see:
https://psteamcommunity.yuanyoumao.com/groups/p2pp2pp2pp2pp2pp2p/discussions/0/1697168437872322636/