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There was never a way to cash out from Steam.
Likewise, there will never be a method to cash out from Steam.
Steam is not a bank.
So I added money and proceeded with the sequence of steps to send the gift only to find that there was no option to use wallet funds to buy it. Grrr!
I paid again. Grrr!
Then, I thought, I should be able to take the money back out of the wallet using the same payment method - Paypal - used to add the funds. And what do I find? There's no way to withdraw my own money from this pretend wallet. The money now belongs to Steam. Grrr!
At the very least I want that misleading link removed from the Digital Gift Card screen. And the very best? I want my money back.
It's not a bank, but it has a bank account - from which withdrawals could be paid.