Nope, once they have it in the wallet - it's gone, on Steam..

Steam is not a bank.

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any tips will be helpful

Well, you could buy a Steam Deck and sell it. But that would be daft as the deck is awesome. As soon as you take delivery of it you’d never be able to let it go. Think Companion Cube.

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any tips will be helpful

Can you take a Walmart gift card to Walmart and get cash in return? No.

Steam wallet is just Store credit and it can't be cashed out.

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any tips will be helpful

Well, you could buy a Steam Deck and sell it. But that would be daft as the deck is awesome. As soon as you take delivery of it you’d never be able to let it go. Think Companion Cube.

The deck is weak (4c lol) and has to have games verified but not with AYA NEO everything just plays, now that is what awesome is. (ayaneo.com) Tried giving mine too my brother (easy too let go) but he wanted my aya neo so we ordered him one instead.

If somebody tells you there is a way of doing it off-site. Don't bother. That's basically code for "I want all of your ♥♥♥♥ for myself."

A common misconception that you might be able to "cash out" wallet funds. Steam Wallet funds are not money according to Valve (and this is true for any store credit/gift card scheme). Since wallet funds are not money, they have no monetary value. Why would Valve give you money for something that has no monetary value?

I mean quibble and argue all you want, read the SSA covering wallet funds. And you can argue how much like money Steam Wallet funds reminds you of. But, ultimately I can buy a pizza with money. I can't buy a pizza with Steam Wallet funds, you know why? It's not money. Maybe it sounds pedantic, but that's the way giftcards and store credit works and all the rules governing them are strict, precise and explicit.

With 0 risk? No.

You can use your wallet funds to buy stuff from the community market that is frequently traded and has a stable price. And then trade those items on a 3rd party website.

This has 3 down sides.
1: Slight loss in money due to tax on steam and websites
2: unless you know a "safe site" you could vary easily get "hacked"
3: 3rd party trading is a gray area in the rules.

But even steam on their own app gives you tools to do it and SAYS those tools are for using third party websites https://imgur.com/a/h4ec7tY