N-Echo 10 月 25 日 上午 10:38
Steam Pending Wallet is A Shady Scam
The title sums up the truth:

There is no reason for the Pending Wallet to exist. Valve has the funds and is fully aware the money is with them. They can issue those funds at any time. Except they have an algorithm set to release the money in chunks, separate from refunds or Steam Market sales. This forces you to view your cash in chunks of usable versus unusable amounts.

When you see that you have half of your cash already, the idea is to tempt you to purchase something now, thus forcing you to spend more money because they are holding your money in a fake pending status.

The pending funds exist entirely as a market manipulation tactic by Steam/Valve. They know you sold something because you wanted access to your money to buy a new game. The hope is that you spend real money in frustration instead of waiting 24-48 hours. There is no logical reason the pending time exists. It would cost Valve nothing to remove. The only loss would be for their scam tactic.

Valve has admitted to being masters of psychological market manipulation. They paid psychologists to run tests to figure out how to get maximum profits from as many people as they can via shady psychological methods. Valve/Steam isn't better than any other corporation. If anything, they're worse because they masquerade as being the "good guys" instead of just a slightly less evil villain.
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正在显示第 1 - 15 条,共 58 条留言
space 10 月 25 日 上午 10:41 
no and i don't think you know what scam means
Mad Scientist 10 月 25 日 上午 10:43 
引用自 N-Echo
The title sums up the truth:

There is no reason for the Pending Wallet to exist. Valve has the funds and is fully aware the money is with them. They can issue those funds at any time. Except they have an algorithm set to release the money in chunks, separate from refunds or Steam Market sales. This forces you to view your cash in chunks of usable versus unusable amounts.

When you see that you have half of your cash already, the idea is to tempt you to purchase something now, thus forcing you to spend more money because they are holding your money in a fake pending status.

The pending funds exist entirely as a market manipulation tactic by Steam/Valve. They know you sold something because you wanted access to your money to buy a new game. The hope is that you spend real money in frustration instead of waiting 24-48 hours. There is no logical reason the pending time exists. It would cost Valve nothing to remove. The only loss would be for their scam tactic.

Valve has admitted to being masters of psychological market manipulation. They paid psychologists to run tests to figure out how to get maximum profits from as many people as they can via shady psychological methods. Valve/Steam isn't better than any other corporation. If anything, they're worse because they masquerade as being the "good guys" instead of just a slightly less evil villain.
Changes for pending were mostly done for non-secure transactions (lacking steamguard) and to overall combat hijacked accounts.

If they're going to be accused of something on their own platform, it would be wise to attach any credible evidence of such as well, else it just comes across as defamatory.
N-Echo 10 月 25 日 上午 10:48 
引用自 space
no and i don't think you know what scam means

Something being legal doesn't make it not a scam. You're very confused.

引用自 Mad Scientist
Changes for pending were mostly done for non-secure transactions (lacking steamguard) and to overall combat hijacked accounts.

If they're going to be accused of something on their own platform, it would be wise to attach any credible evidence of such as well, else it just comes across as defamatory.

The pending doesn't exist for any reason beyond Steam wanting more profit. That is it. Pending for non-secure transactions isn't our problem. We had the item sold. They are responsible for the rest of it. And their ability to release funds means they have no reason to hold them.

They are literally estimated to be with $7 Billion. They have no business not taking the entire brunt of any potential loss. Which there isn't any because the cash is already secured. Lacking steamguard doesn't change that Valve has the money on them.

It also cannot go down as defamation. Why are all of you obsessed at protecting unethical multinational billion dollar corporations? It is frankly absurd.
最后由 N-Echo 编辑于; 10 月 25 日 上午 10:51
rawWwRrr 10 月 25 日 上午 10:51 
You not wanting to wait for the funds isn't a scam. Stop allowing yourself to be affected by FOMO.
N-Echo 10 月 25 日 上午 10:52 
引用自 rawWwRrr
You not wanting to wait for the funds isn't a scam. Stop allowing yourself to be affected by FOMO.
I love the protecting the billion dollar corporation that is running psychology attacks on their customers. The fact you think it doesn't affect you is proof that you are the most likely to fall for all of their psychological attacks blindly.

No one is immune. If you think you are, you are wrong.
最后由 N-Echo 编辑于; 10 月 25 日 上午 10:54
13119205187913161 10 月 25 日 上午 11:02 
引用自 N-Echo
The title sums up the truth:

There is no reason for the Pending Wallet to exist. Valve has the funds and is fully aware the money is with them. They can issue those funds at any time. Except they have an algorithm set to release the money in chunks, separate from refunds or Steam Market sales. This forces you to view your cash in chunks of usable versus unusable amounts.

When you see that you have half of your cash already, the idea is to tempt you to purchase something now, thus forcing you to spend more money because they are holding your money in a fake pending status.

The pending funds exist entirely as a market manipulation tactic by Steam/Valve. They know you sold something because you wanted access to your money to buy a new game. The hope is that you spend real money in frustration instead of waiting 24-48 hours. There is no logical reason the pending time exists. It would cost Valve nothing to remove. The only loss would be for their scam tactic.

Valve has admitted to being masters of psychological market manipulation. They paid psychologists to run tests to figure out how to get maximum profits from as many people as they can via shady psychological methods. Valve/Steam isn't better than any other corporation. If anything, they're worse because they masquerade as being the "good guys" instead of just a slightly less evil villain.


"market manipulation" has existed since markets have

where to put what stall

what to use/say to attract the most attention (sex sells, baby!)

who can sell what and when

what you call a scam is just people with no will power

if i have something to sell

and can convince you to buy it because you have no will power

that is not on me

if you cannot control yourself

there are people out there that you can pay to help you with budgeting your money

this use of "you" being the plural

but it is important that people start taking control of their actions

even if that means they hire someone to help them

whether a therapist to help their compulsiveness

or a cpa to tighten their grip on their accounts

or both
N-Echo 10 月 25 日 上午 11:06 
引用自 13119205187913161
Snip

It isn't important people "control their actions" this is basic human psychology, and the fact you don't understand is your problem. Jesus, I am amazed at how much everyone just wants to hump Valve's unethical practices instead of calling them out.
13119205187913161 10 月 25 日 上午 11:14 
引用自 N-Echo
引用自 13119205187913161
Snip

It isn't important people "control their actions" this is basic human psychology, and the fact you don't understand is your problem. Jesus, I am amazed at how much everyone just wants to hump Valve's unethical practices instead of calling them out.

gotta love how people just want to dump their responsibility on others

it is basic human psychology that some people cannot control their impulses

that is not hard to understand at all

i state it clearly when i talk of their lack of will power

that is why i said they need to do something about their impulse control

or compulsiveness

that is not my job

i have something to sell and it is 2 am

i know you want these 45 knives in bright pink and yellow
wesnef 10 月 25 日 上午 11:15 
引用自 N-Echo
The title sums up the truth:

There is no reason for the Pending Wallet to exist.

You not caring about them trying to defend against *actual* scams, doesn't make it not a reason.


Also, yeah - learn self control. "Omg, I gotta buy this right now! They're pressuring me into using real money to buy it!" is entirely on you. (also on you for going in on this market idiocy in the first place. Just pay for things the normal way, and you don't have to worry about "pending funds.")
N-Echo 10 月 25 日 上午 11:17 
引用自 wesnef
引用自 N-Echo
The title sums up the truth:

There is no reason for the Pending Wallet to exist.

You not caring about them trying to defend against *actual* scams, doesn't make it not a reason.
You're confused. If you purchase without Steamguard after you were hacked. Valve doesn't refund you. it is part of their ToS that you are responsible and you can be banned for having your Steam illegally accessed. The pending cash? You still get it after the alotted time.

Again this shows a gross misunderstanding of the system and basic human market psychology. All of you that think you are immune are the most likely to fall for them.
最后由 N-Echo 编辑于; 10 月 25 日 上午 11:20
N-Echo 10 月 25 日 上午 11:25 
Gaben admitted that he doesn't understand fun, and he believe it is entirely B.F. Skinner's operant conditioning. Gaben openly discussed hiring psychologists to study user purchase habits and to reinforce spending. They are the people who made gambling for crates famous. They've had multiple postings over many years for market psychologists.

I think I overestimated the education level of this forum.
最后由 N-Echo 编辑于; 10 月 25 日 上午 11:27
Mad Scientist 10 月 25 日 上午 11:27 
引用自 N-Echo
The pending doesn't exist for any reason beyond Steam wanting more profit.
Then not having pending would result in more profit sooner, unquestionably, without any form of security or verification of whos using the community market.

引用自 N-Echo
That is it. Pending for non-secure transactions isn't our problem.
If the other user has steamguard, it will go as fast as allowed. Pending overall is a complete non-issue, this isn't the stock market, it's items/skins.

引用自 N-Echo
And their ability to release funds means they have no reason to hold them.
They may do so for security reasons or combat fraudulent transactions if they wish to, as to protect the platform reducing the number of a given problem.

引用自 N-Echo
They are literally estimated to be with $7 Billion. They have no business not taking the entire brunt of any potential loss.
They aren't obligated to have self-destructive behavior just because people want stuff faster. Being "estimated" to be worth something, without all expenses considered, is also largely meaningless.

引用自 N-Echo
It also cannot go down as defamation.
It can, especially when accusations are thrown around;
引用自 N-Echo
Valve has admitted to being masters of psychological market manipulation. They paid psychologists to run tests to figure out how to get maximum profits from as many people as they can via shady psychological methods. Valve/Steam isn't better than any other corporation. If anything, they're worse because they masquerade as being the "good guys" instead of just a slightly less evil villain.

引用自 N-Echo
Why are all of you obsessed at protecting unethical multinational billion dollar corporations? It is frankly absurd.
Quite often consumers have a particular sense of "now, absolutely right now no delays" for things that can be reasonably delayed for protective reasons especially in areas having a problem. It's why Steamguard to Steamguard is significantly better than one party not being secure, which may cause unwanted delays, but protects an unsecured account with enough time to prevent fraudulent transactions if they're keeping a well-enough eye on their own account.
Basically, consumers feel things should be a way, and may quote "company is worth a lot" or "should just do it because they have money", which is not reasonable as to do whatever a consumer wants, as the goal is to protect from significant unwanted losses, fraud, etc reducing that to a desired amount rather than letting things run completely out of control. It's why people can get trade bans, steam wallet restrictions or payment method restrictions if being a source of a level of problem or greater. It's also why refunds aren't infinite because that makes significant losses that most consumers are entirely unaware of.

Consumers don't understand that other consumers, or even bad actors intruding on a platform, are often the reason for more restrictions. Not falling for phishing/scam attempts would've likely resulted in the old way rather than updates requiring delays.
N-Echo 10 月 25 日 上午 11:30 
引用自 Mad Scientist
Snip

You just said a whole lot and only a whole lot of misinformation and billionaire worship. Why speak and just say nonsense? You know that you have no idea what you're talking about.
最后由 N-Echo 编辑于; 10 月 25 日 上午 11:31
13119205187913161 10 月 25 日 上午 11:33 
引用自 N-Echo
Gaben admitted that he doesn't understand fun, and he believe it is entirely B.F. Skinner's operant conditioning. Gaben openly discussed hiring psychologists to study user purchase habits and to reinforce spending. They are the people who made gambling for crates famous. They've had multiple postings over many years for market psychologists.

I think I overestimated the education level of this forum.


you seem to think you are showing us something new

again

"market manipulation"

is nothing new

hiring companies to get people with no will power to give them their money is nothing new

some people say they "prey" on these people

i say that these people need to get the help they need if they need it

if i can get you to buy my oh so well priced knife set (hint, hint, :jawawink:,:winkpoop:)

you bet i am going to sell it to you
Mad Scientist 10 月 25 日 上午 11:34 
引用自 N-Echo
引用自 Mad Scientist
Snip

You just said a whole lot and only a whole lot of misinformation and billionaire worship. Why speak and just say nonsense? You know that you have no idea what you're talking about.
Then provide proof to the assertions. :smokeybear:
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