Bank transfers are not a big part of the game (there are not any bank transfer missions).

Can you imagine the crying if on level 1 or 2 police mission the player had to deal with super admins and such.

Does it make real life sense? No. Does it make game sense? It could be argued that it does.

This is all from a single player perspective of course.

I think banks should be more secure, but I think this is a bit ridiculous. I think though the issue was that you could get rich right away from hacking every computer in your local lan and just mass stealing bank info and make millions that way. And it seems the developer wanted to emphasize missions because previously missions were really not worth doing for the money.

So.....how do you make a bank transfer with someones credentials and not get caught doing it ?

I don't understand how logging in with credentials is suspicious?? Especially to a banking website.....

Like how does the admin know that the credentials are stolen and being used by someone other than the user?